Property insurance,
thought through to the end.
We review your contracts, take over claims management and tell you where the market offers better terms. You don't have to switch.
Quick check.
Four minutes.
Upload your policy - we read the terms, benchmark them against the market and tell you what we'd improve.
Dashboard.
Working with you.
Dashboard across all properties. Board resolution drafts. AI-driven policy comparison. Saves preparation time for HOA board meetings and gives owners clear positions.
Buildings
properly insured.
For multifamily properties, HOA properties and rental portfolios. With every module the market expects - plus three differentiators it doesn't.
Claim reported.
Claim resolved.
Anyone can sell insurance. Settling a claim is the harder part. Our parent company Vectoryx has been an AI claims service for German carriers since 2024 - HEIMA delivers that service as a brand promise inside its own product. And inside your existing policy.
AI supports intake, classification and coordination of everyone involved - carrier, adjuster, contractor. The goal is a noticeably shorter turnaround. Actual response and settlement times depend on the underlying insurance carrier and the individual claim.
OwnerPro.
Three contracts, one bundle.
Building · personal property coverage · premises liability. Bundle benefit and best-terms guarantee in the Premium tier.
TenantPro.
Home & liability covered in full.
Personal property coverage · personal liability · glass coverage · home legal expense coverage. One contract instead of four invoices.
ManagerPro.
Bundle per property.
Building · premises liability · catastrophe coverage (optional). One contract per property - managed centrally in the dashboard.
Migrate your
portfolio. No switching needed.
Upload an Excel sheet, a stack of PDFs or pull data straight from your CRM/ERP via open API. We read your contracts, benchmark every policy against the market and take over claims management from day one - across the whole portfolio.
ContentsPro.
When you only need one piece.
For everyone who already has building cover elsewhere and only needs personal property coverage. Catastrophe coverage and glass coverage optional.